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Kyle from Brooklyn asks:

Should I invest in a mutual fund or pay off my credit card?

Statepay support representative suggests:

That's a very good question, and, although it depends on many factors (amount of debt, interest rate, etc), we would suggest paying off your credit card debt first. If you have credit card debt at 15%, you would have to earn more than that in your mutual fund for it to make sense to invest your money (an extremely risky proposition!).