Statepay.com — helpful resources for your immediate financial need

Financial Plan Help Center

Guillermo from New york asks:

Can I negotiate a lower interest rate with my credit card company?

Statepay support representative suggests:

The quick answer is "yes".

Call your credit card company to see if they will lower your interest rate. A 10 minute call could save you hundreds of dollars.

Please keep in mind that it is, without a doubt, not guaranteed that they will lower your rate. However, it is pretty much guaranteed that they will not lower it if you DON'T call.