Welcome to the MyStateBenefits / Statepay web sites (the or this “Site”) where we plug you in to our network of financial services providers to help you find the solution to fit your needs. These sites are owned and operated by Second Meta, LLC (the “Company” or “we” or “us”). By using the Site and submitting online personally identifiable information about yourself, you are consenting to our use of your information as described below. Please read it carefully before you submit any of your personal information on this Site.
Your California Privacy Rights
Beginning on January 1, 2005, California Civil Code Section 1798.83 permits customers who are California residents to request certain information regarding our disclosure of Personal Information to third parties for such third parties’ direct marketing purposes. To make such a request, please write to: Second Meta, LLC, Privacy Administration Dept., 30 S. La Patera Lane Ste. 7, Goleta, CA, 93117. We reserve our right not to respond to requests submitted other than to the address specified in this paragraph.
Your Acceptance of These Terms
By using this Site, including, without limitation, signing up for offers and/or continuing to receive information from the Company, you signify your acceptance of this Privacy Policy, and you expressly consent to our use and disclosure of your Personal Information in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to our Terms and Conditions and other terms of use the Site.
Information We Collect
To find out about financial services products solutions using the Site, you must enter information about yourself, including but not limited to your name, address, zip code, home & work phone number, e-mail address, best time to call, and other personal financial information. The following types of information about a user are among those that we collect in connection with the Site (“Personal Information”):
We may also connect personally and non-personally identifiable information from users via “cookies” (small text files placed by us on user computers), single-pixel GIF image files (also called “Web beacons”), Web server log analysis and other similar technological means. Such information may be used to track site trends and enhance the user experience, and may be shared with third parties.
To the extent third parties may place advertising on the Site, such third parties may utilize cookies or other technological means within the advertising to collect and utilize non-personally identifiable information. We are not responsible for information collected by third parties in this manner, nor for the collection or use of information by other sites to which the Site is linked.
Sharing of Your Personal Information
Based on the Personal Information you submit to us, we match you with providers in our insurance, lender, credit and debt solutions network that we determine are best suited to meet your needs based on information you submit to us. We will share your personally identifiable information with the financial services providers in our network or our third party affiliates for the purposes of direct mail, email marketing, and telemarketing.
By clicking “Submit” you verify that all of the information you have entered is true and correct to the best of your knowledge and that you are requesting and consenting to be contacted via telephone and/or email, by us or the financial services providers in our networks, regardless of whether your phone number is on any Do Not Call list(s).
If you submit your Personal Information on the Site or apply for a financial product, you authorize the financial services providers in our network to use information you submit about yourself on this Site to process your application, to evaluate your eligibility and process your transaction, and to send you information and applications regarding insurance, mortgage loans, credit cards or debt consolidation. The financial services providers in our network may have their own privacy policies on how they handle your Personal Information. Although we contractually require them not to disclose confidential consumer information to others, we have no direct control over their information-handling practices and are not liable for any disclosure by them or third parties of your Personal Information.
No Collection of Information from Children
The Site is not intended for users under the age of 18, nor do we knowingly collect, retain or share information in connection with the Site from children under the age of 13.
Legal Disclaimer
In addition to the above, we also reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to comply with the law or enforce or apply our Terms and Conditions or protect the rights, property, or safety of the Site, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. Due to the existing regulatory environment, we cannot ensure that all of your private communications and other Personal Information will never be disclosed in ways not otherwise described in this Privacy Policy.
Safeguarding Your Information
We endeavor to safeguard and protect our users' information.. We utilize electronic and physical security to reduce the risk of improper access to or manipulation of the information you submit during transmission and storage, but cannot guarantee the security or integrity of the information. We shall have no liability for breaches of security or integrity or third-party interception in transit. Please be advised that any transmission of data at or through our Site is at your own risk.
Business Transfers
As we continue to develop our business, we might form, sell or buy subsidiaries or business units. In such transactions, customer information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy Policy (unless, of course, the customer consents otherwise). Also, in the unlikely event that we sell substantially all of our assets or stock, customer information may be one of the transferred assets.
External Links
Our Site may include links to other websites. If you decide to follow these links, we are not responsible for the privacy policies and content of these sites. Generally, we will inform you of these links.
Terms and Conditions and Other Notices and Revisions
If you choose to visit the Site, your visit and any dispute over privacy is subject to this Privacy Policy and our Terms and Conditions and other terms and conditions, including limitations on damages, and application of the law of the State of California. If you have any concern about privacy or terms of use of the Site, please contact us with a thorough description, and we will try to resolve it. Our business changes constantly, and our Privacy Policy and the Terms and Conditions will change also. You should check the Site frequently to see recent changes. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account. We stand behind the promises we make, however, and do not intend to materially change our policies and practices to make them less protective of customer information collected in the past without the consent of affected customers. We may amend this Privacy Policy at any time by posting the amended terms on the Site. All amended terms shall automatically be effective ten (10) days after they are initially posted on the Site.
Opting Out
You may opt out from receiving future offers from Legacy Media, LLC by following the instructions contained within each marketing communication or by emailing us at http://offmylists.com/mystatebenefits/. Within 10 days of receiving your request we will cease contacting you or sharing your information with others. However, such opting out will not apply to any communications from the financial services providers or other third parties to whom we may have already provided your information. Those third parties’ use of your information is subject to such parties’ own privacy policies, for which we shall not be responsible.
Wireless Policy
We may use personal information to provide the services you've requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending "STOP", "END", "QUIT" to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.
Detailed Wireless Policy
Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis.
We may use personal information to provide the services you've requested, including services that display customized content and advertising. We may also use personal information for auditing, research and analysis to operate and improve our technologies and services. We may share aggregated and non personal information with third parties outside of http://offmylists.com/mystatebenefits/. When we use third parties to assist us in processing your personal information, we require that they comply with our Privacy Policy and any other appropriate confidentiality and security measures. We may also share information with third parties in limited circumstances, including when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services.
You may remove your information from our database. If you remove your information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you. You may remove your information by sending your request in writing via email to http://offmylists.com/mystatebenefits/ or by sending "STOP", "END", "QUIT" to the SMS text message you have received.
Contacting Us
If you wish to contact us via U.S. Mail, you may write to us at: Second Meta,LLC, Privacy Administration Dept., 30 S. La Patera Lane Ste. 7, Goleta, CA, 93117.. Please provide complete information to facilitate your request, as well as your complete contact information.