Statepay.com — helpful resources for your immediate financial need

Disclaimer

Welcome to STATEPAY.COM, LLC ("we", "us", "our", or "Statepay"). This Terms of Use Agreement (the "Terms of Use") governs your (hereinafter "you", "your", or "user") relationship with the Company and use of the Company's Service (the "Service"). By using the Service, you accept these Terms of Use and any modifications that may be made to these Terms of Use from time to time.

Terms of Use

Please read through these Terms of Use carefully before you use our Service. The Service includes your use of our print materials, our website (the "Website"), the information included therein (the "Information"), and consultations with our Members Services Representatives ("MSRs"). The Service is offered to you on the condition that you agree to all the terms, conditions and notices contained herein without any modifications, which includes warranty disclaimers and disclaimers of liability. Statepay reserves the right to change these Terms of Use from time to time in its sole discretion. In the case of any violation by you of these Terms of Use, Statepay may terminate your right to use the Service and reserves the right to seek all remedies available by law and in equity for such violations. If you do not receive the benefits that you expect, you can call our Member Services Department at 1-866-673-3913 for a full-refund of your $12.95.

Limited License; Permitted Uses

As a paid member of the Service in good standing, you are granted a non-exclusive, non-transferable, revocable license (a) to access and use the Information and Website strictly in accordance with these Terms of Use; (b) to use the Website solely for internal, personal, non-commercial purposes; and (c) to print out discrete information from the Website solely for internal, personal, non-commercial purposes and provided that you maintain all copyright and other policies contained therein. No print out or electronic version of any part of the Website or its contents may be used by you in any litigation or arbitration matter whatsoever under any circumstances.

Nontransferable

Your right to use the Service is not transferable or assignable. Any password or right given to you to obtain information or documents is not transferable or assignable.

Restrictions; Prohibitions on Use

In addition to other restrictions and prohibitions contained herein, your license for access and use of the Website and our Information is subject to the following additional restrictions and prohibitions on use: You may not (a) copy, print (except for the express limited purpose permitted above), republish, display, distribute, transmit, sell, rent, lease, loan or otherwise make available in any form or by any means all or any portion of the Website or any Information retrieved therefrom; (b) use the Website or any materials obtained from the Website to develop, or as a component of, any information, storage and retrieval system, database, information base, or similar resource (in any media now existing or hereafter developed), that is offered for commercial distribution of any kind, including through sale, license, lease, rental, subscription, or any other commercial distribution mechanism; (c) create compilations or derivative works of any of our Information; (d) use our Information or the Website in any manner that may infringe any copyright, intellectual property right, proprietary right, or property right of us or any third parties; (e) remove, change or obscure any copyright notice or other proprietary notice or terms of use contained in the Website; (f) make any portion of the Website available through any timesharing system, service bureau, the Internet or any other technology now existing or developed in the future; (g) remove, decompile, disassemble or reverse engineer any Website software or use any network monitoring or discovery software to determine the Website architecture; (h) use any automatic or manual process to harvest information from the Website; (i) use the Website for the purpose of gathering information for or transmitting (1) unsolicited commercial email; (2) email that makes use of headers, invalid or nonexistent domain names, or other means of deceptive addressing; and (3) unsolicited telephone calls or facsimile transmissions; (j) use the Website in a manner that violates any state or federal law regulating email, facsimile transmissions or telephone solicitations; and (k) export or re-export the Website or any portion thereof, or any software available on or through the Website, in violation of the export control laws or regulations of the United States.

No Affiliation; Waiver of Claims

You acknowledge and agree that Statepay is not a government agency and is not affiliated with any government agency. The Information provided through the Service is provided solely for informational purposes. The Information is deemed reliable but not guaranteed and should be independently verified. YOU AGREE THAT, IN RETURN FOR PERMISSION TO USE THE SERVICE, YOU WAIVE ANY AND ALL CLAIMS AGAINST STATEPAY THAT ARE CONNECTED TO YOUR USE OF THE INFORMATION.

We may include information about government agencies, or other websites and businesses in our Information. The inclusion of any such government agencies, or other websites or businesses in our Information does not mean that such agencies, websites, or businesses are affiliated with us or endorse our Service.

Copyright; Proprietary Rights and Information

The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Website are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, or publication by you of any such matters or any part of the Website is strictly prohibited. You do not acquire ownership rights to any of our Information or any content, document or other materials viewed through the Website. The posting of information or materials on the Website does not constitute a waiver of any right in such information and materials. Some of the content on the Website may be the copyrighted work of third parties. You acknowledge and agree that: (i) Information provided through the Service and Website may contain proprietary information that is protected by applicable intellectual property and other laws, and (ii) Information provided through the Service and Website is or may be protected by copyrights, trademarks, service marks, patents, or other proprietary rights and laws. Therefore, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Statepay Service, in whole or in part.

What We Do; No Legal Advice

One component of the Statepay Service is to provide you with general Information about claiming unemployment benefits to which you may be entitled. This Information is designed to help you generally understand the procedures involved in claiming unemployment benefits to which you may be entitled. However, our goal is not simply to help you collect unemployment benefits. Instead, we want to help you to become employed and get the best job that you can. Therefore, we are also dedicated to providing you with other helpful Information designed to help you improve your life and move your life forward in a positive and perhaps better direction. Such Information may include, but is not limited to: (i) finding and getting the best job for your skills, (ii) making yourself more marketable to employers, (iii) best methods for getting promotions and raises, (iv) and other general career and life advice. A lot of our Members have contacted us because they have suffered a significant setback in their lives, i.e., a job loss. We are dedicated to helping our Members rebound from, and overcome, these types of setbacks . The Information we provide is not intended to and does not constitute legal advice or assistance, recommendations, or counseling under any circumstance. We are not attorneys. Although we go to great lengths to make sure our Information is accurate and useful, we recommend you consult an attorney if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.

General Disclaimer

Although Statepay has made reasonable efforts to provide you with accurate Information, Statepay assumes no responsibility for the accuracy (or inaccuracy) of the Information. STATEPAY PROVIDES THIS SERVICE "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE FULLEST EXTENT ALLOWED BY LAW. STATEPAY FURTHER DISCLAIMS ALL OTHER WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. STATEPAY DOES NOT WARRANT UNINTERRUPTED OR ERROR FREE FUNCTIONS THROUGH THE SERVICE OR ITS WEBSITE OR ITS CONTENT OR THAT THE WEBSITE OR ITS SERVER ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of Liability

STATEPAY SHALL NOT BE LIABLE FOR DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES RESULTING FROM YOUR USE OF THE SERVICE AND/OR WEBSITE OR INABILITY TO USE THE SERVICE AND/OR WEBSITE, EVEN IF STATEPAY HAS BEEN ADVISED OF THE POSSIBILITY OF THESE DAMAGES. THIS INCLUDES DAMAGES FOR NEGLIGENCE OR GROSS NEGLIGENCE. THIS PROVISION IS SUBJECT TO POSSIBLE LIMITATION UNDER STATE LAW. IN ADDITION TO THE FOREGOING, OUR TOTAL LIABILITY IN CONNECTION WITH ANY CLAIM ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICE AND/OR WEBISTE SHALL NOT EXCEED $100 AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US.

Indemnification and Release

You agree to indemnify, defend and hold us and our partners, agents, officers, directors, managers, members, employees, subcontractors, successors, assigns, third party suppliers of information and documents, attorneys, advertisers, product and service providers, and affiliates (collectively, "Affiliated Parties") harmless from any liability, loss, claim and expense, including reasonable attorney's fees, related to your use of the Service. Further, you agree to indemnify and hold us and the Affiliated Parties harmless from any liability, loss, claim, action, legal proceeding, damages, liability, settlements, expenses (including attorneys' fees) and other costs relating to (i) your breach of these Terms of Use; (ii) Your willful, reckless, or negligent misconduct, or (iii) claims that you infringed the copyright, trademark, trade secret, patent, or other proprietary right of a third party. You expressly release us and any Affiliated Parties from any claims that you may have due to your use of the Service, whether you are now aware of any such claims, or become aware of such claims in the future (this provision may be subject to possible limitation under state law).

Member Services

Statepay is a high volume business, with a high number of Members and Member Services Representatives ("MSRs") that handle incoming phone calls from actual and potential Members. Our MSRs are required to undergo thorough initial training before being allowed to answer a Member's questions, and may routinely receive updated training as Statepay deems necessary. Our MSRs are instructed to provide Members with Company approved information which may relate to claiming unemployment benefits to which a Member may be entitled, or other helpful information concerning employment, jobs, marketability, rebounding from a job loss or other setback, assisting Members with becoming gainfully employed, and other general career and life advice. Although Statepay goes to great lengths to ensure that our MSRs only provide Members with Company approved information, we cannot, and do not, guarantee that a MSR will not deviate from Company approved information, or disseminate information which has not been approved by Statepay. It is possible that a Statepay MSR may provide a Member with inaccurate information. Therefore, it is the Member's duty to independently verify such information before taking any action based on such information. While we use reasonable efforts to ensure Members only receive accurate and Company approved information, this simply cannot be guaranteed. Thus, while Statepay has made reasonable efforts to provide you with accurate and useful information, Statepay assumes no responsibility for the accuracy (or inaccuracy) of any information provided to you by a MSR. If you have questions or concerns regarding any information you have been provided, you should consult with a qualified professional. By using our service, you expressly understand and agree to the foregoing.

Further, you agree to release and indemnify, defend and hold us and our partners, agents, officers, directors, managers, members, employees, subcontractors, successors, assigns, third party suppliers of information and documents, attorneys, advertisers, product and service providers, and affiliates (collectively, "Affiliated Parties") harmless from any liability, loss, claim and expense, including reasonable attorney's fees, related to any damages you may suffer through any information or misinformation you may receive from one or more of our MSRs. STATEPAY SHALL NOT BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES RESULTING FROM ANY SUCH MISINFORMATION, EVEN IF STATEPAY HAS BEEN ADVISED OF THE POSSIBILITY OF THESE DAMAGES. THIS INCLUDES DAMAGES FOR NEGLIGENCE OR GROSS NEGLIGENCE. IN ADDITION TO THE FOREGOING, OUR TOTAL LIABILITY IN CONNECTION WITH ANY CLAIM ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICE AND/OR WEBSITE SHALL NOT EXCEED $100 AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US. THIS PROVISION MAY SUBJECT TO POSSIBLE LIMITATION UNDER STATE LAW.

Other Conditions Regarding User's Website Use

User agrees not to post on the Website any content which (a) is libelous, defamatory, obscene, pornographic, abusive, harassing, or threatening, (b) contains viruses or other contaminating or destructive features, (c) violates the rights of others, including protections of copyright, trademark, patent, trade secrets or any right of privacy or publicity, or (d) otherwise violates any applicable law. User will not post on the Statepay Website any links to any external Internet sites that are obscene or pornographic. Any information that you provide to Statepay must be true, complete and accurate, must not represent you as someone else or falsely identify any third party, and must not violate any law, statute, ordinance or regulation.

Violation of any of our Terms of Use subjects the User to immediate termination of service without refund or pro-rated credit for any subscription fee.

By subscribing to the Service, User agrees not to disclose any assigned access code to others. User also agrees not to distribute the Information to any person or organization, by any means, printed, electronic or other.

Errors, Corrections and Changes

We do not represent or warrant that the Website will be error-free, free of viruses or other harmful components, or that defects will be corrected. We do not represent or warrant that the information available on or through the Website will be correct, accurate, timely or otherwise reliable. We may make changes to the features, functionality or content of the Website at any time. We reserve the right in our sole discretion to edit or delete any documents, information or other content appearing on the Website.

Links to/from Third Party Sites

The Statepay Website may contain links to third party sites. User accesses these sites at User's own risk; Statepay is not responsible for the content, changes, updates, or other links contained in a linked site. Statepay provides these links merely as a convenience, and the inclusion of such links does not imply an endorsement by Statepay of any such site. Your access or use of any third party sites is at your own risk.

Any third party desiring to link to our Website must link to the Website's home page located at www.statepay.com. No one may link to any other page of our Website without our prior written consent.

No Partnership or Agency

User understands and acknowledges that no joint venture, partnership, employment, or agency relationship exists or is created between user and Statepay as a result of user's use of the Service.

Governing Law

User's use of the Service and any claims related to it are governed by the laws of the State of Texas without reference to its conflict of laws rules. User consents to the exclusive jurisdiction of the state and Federal courts located in Travis County, Texas, and user waives to the fullest extent allowed by law the defense of an inconvenient forum to the maintenance of any action or proceeding.

Miscellaneous

We are not a government agency, nor are we affiliated with a government agency. If any provision of these Terms of Use shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions. Any cause of action by you with respect to any claim you may have against us must be instituted within one (1) year after the cause of action arose or shall be forever waived and barred. All actions shall be subject to the limitations set forth herein. This Agreement and all incorporated agreements and your information may be automatically assigned by us in our sole discretion to a third party in the event of an acquisition, sale or merger. Our failure to enforce any provision of these Terms of Use shall not be deemed a waiver of such provision nor of the right to enforce such provision. Our rights under these Terms of Use shall survive any termination of this agreement. The language contained herein shall be interpreted as to its fair meaning and not strictly for or against you or us.

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